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Mortgages

A Perfect Match

Whether you are buying your first flat, adding your investment portfolio or refinancing, we can tailor the ideal mortgage plan to your needs.

Prime Rate-Based Mortgage Plan

Interest is calculated based on the HK$ Prime Rate. And you can use it on new property purchases, trade-ups or even refinancing your existing property.

More info

HIBOR-Based Mortgage Plan

The Hong Kong Interbank Offered Rate (HIBOR) is used as the basis of the mortgage interest rate and HIBOR fixing period.

More info

95% Mortgage Plan

Your loan can be up to 95% of the property value. Become a property owner with just a 5% down payment. Find out more about our Mortgage Insurance Program and 95% Top-Up Loan Scheme.